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NSF Checks

 
The average merchant doesn't have the time or the desire to staff an office and learn a complicated collection system, regardless of how good it is.  But they don't want their customers to be automatically referred to a collection agency either, as that can damage the relationship that exists between company and consumer. 
 
 

Check Chase Online - Electronic Check Recovery

No Bad Checks is proud to offer Check Chase Online, the most productive Electronic Check Recovery solution being offered today.  This powerful electronic check recovery solution is being used by banks, utility companies, collection agencies, RCK processing companies, and retail outlets throughout the US. 

The current landscape requires a solution that fits into the space that exists after the bank has returned an NSF item and before the NSF item is sent to a collection agency... a space we refer to as "pre-collections."  It's a time where the low hanging fruit can be picked and it is in this pre-collection space where Check Chase Online was designed to operate. 

In the pre-collection environment, Check Chase Online will separate the returns that are eligible for electronic redeposit from those that are not.  The software will then electronically represent the eligible returns through the ACH network and forward only the ineligible items to your internal or external collection department.  Collected money is credited back to your account much more quickly and the merchant-customer relationship is preserved.

Check Chase Online is designed to be used by any company (regardless of size) that wishes to redeposit returned checks electronically through the ACH network.  There are no charges to use the system and you will receive 100% of the face value of each check that is successfully represented. 

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